Refund Policy

REFUND POLICY

Version 1.1 Last Updated: January 3, 2026

Table of Contents

  1. Introduction

  2. Subscription Plans Overview

  3. Platform-Specific Refund Policies

  4. Alternative Payment Method Refunds

  5. Free Trial Terms

  6. Live Event Purchases

  7. Eligible Refund Situations

  8. Non-Refundable Situations

  9. How to Request a Refund

  10. How to Cancel Your Subscription

  11. Refund Processing Timeline

  12. Subscription Refunds and Prorating

  13. Exceptions and Special Circumstances

  14. Regional Consumer Rights

  15. Contact Information

1. Introduction

This Refund Policy explains how refunds are handled for purchases made through the Caribbean Radio mobile application (the "App"), operated by NuVision Media LLC. This policy should be read in conjunction with our Terms of Service and Privacy Policy.

Refunds for in-app purchases and subscriptions are processed through the platform or payment provider where you made the purchase (Google Play Store, Apple App Store, Stripe, PayPal, Razorpay, or other supported payment methods). Each platform and provider has its own refund policies and procedures.

2. Subscription Plans Overview

Caribbean Radio offers the following Premium subscription plans:

Plan

Price

Duration

Billing Cycle

Weekly Premium

$3.00 USD

7 days

Renews weekly

Monthly Premium

$12.00 USD

30 days

Renews monthly

Yearly Premium

$99.00 USD

365 days

Renews annually

What Premium Includes:

What Premium Does NOT Include:

3. Platform-Specific Refund Policies

3.1 Google Play Store (Android)

Refund Window: 48 hours from the time of purchase for most subscriptions and in-app purchases.

How to Request:

  1. Open Google Play Store on your device

  2. Tap your profile icon > Payments & subscriptions > Budget & history

  3. Find the Caribbean Radio purchase

  4. Tap "Report a problem" and select your refund reason

Direct Link: https://play.google.com/store/account/subscriptions

After 48 Hours: Contact us directly at support@nuvisionmedia.org. We will review your request and may issue a refund at our discretion.

3.2 Apple App Store (iOS)

Refund Process: All refunds for iOS purchases are processed exclusively by Apple. NuVision Media LLC cannot directly issue refunds for App Store purchases.

How to Request:

  1. Visit Apple's "Report a Problem" page

  2. Sign in with your Apple ID

  3. Find the Caribbean Radio purchase in your purchase history

  4. Select "Request a refund" and choose your reason

Direct Link: https://reportaproblem.apple.com

Apple Support Article: https://support.apple.com/118223

Note: Apple reviews each refund request on a case-by-case basis and makes the final determination.

4. Alternative Payment Method Refunds

If you purchased a subscription or live event access through an alternative payment method (not Google Play or Apple App Store), the following refund procedures apply:

4.1 Stripe (Credit/Debit Card)

Refund Window: 7 days from the date of purchase

How to Request:

Processing: Refunds are credited back to the original card within 5-10 business days after approval.

4.2 PayPal

Refund Window: 7 days from the date of purchase

How to Request:

Alternative: You may also open a dispute through PayPal's Resolution Center at https://www.paypal.com/disputes

Processing: Refunds are credited to your PayPal account within 5-10 business days after approval.

4.3 Razorpay (India)

Refund Window: 7 days from the date of purchase

How to Request:

Processing: Refunds are processed within 5-7 business days. Credit to your bank account or original payment method may take an additional 5-10 business days depending on your bank.

4.4 Other Payment Methods

For purchases made through Paytm, Flutterwave, PayU Money, or other supported payment gateways:

How to Request:

Processing: We will review your request and process eligible refunds within 7-14 business days.

5. Free Trial Terms

5.1 Trial Duration

When offered, free trials are typically 7 days in duration. The exact trial length is displayed at the time of signup.

5.2 Cancellation Deadline

Important: You must cancel your subscription at least 24 hours before your free trial ends to avoid being charged. If you cancel after this deadline, you will be charged for the first billing period.

5.3 Post-Trial Conversion

If you do not cancel before the trial ends, your subscription will automatically convert to a paid subscription at the price displayed during signup:

Your payment method will be charged at the beginning of each billing cycle.

5.4 Forgotten Cancellation

If you forgot to cancel your free trial and were charged, you may still be eligible for a refund within the platform's refund window (48 hours for Google Play). We recommend requesting a refund immediately through the appropriate platform.

6. Live Event Purchases

Live events and concerts available through Caribbean Radio may require a separate one-time purchase, independent of your subscription status.

6.1 Live Event Refund Policy

Timing

Refund Eligibility

Before event starts

Full refund available upon request

After event starts

Generally non-refundable

Event canceled by organizer

Automatic full refund

Technical issues (our fault)

Full refund or credit

6.2 Eligible Live Event Refunds

Refunds for live event purchases may be issued in the following situations:

6.3 Non-Refundable Live Event Situations

6.4 How to Request a Live Event Refund

7. Eligible Refund Situations

The following situations generally qualify for refunds:

7.1 Accidental Purchases

7.2 Technical Issues

7.3 Unauthorized Purchases

7.4 Billing Errors

7.5 Service Discontinuation

If we discontinue the App or Premium service, you may be entitled to a prorated refund for the remaining subscription period.

8. Non-Refundable Situations

The following situations generally do not qualify for refunds:

9. How to Request a Refund

9.1 Through the Platform (Preferred)

For fastest processing, request refunds directly through the platform where you made the purchase:

9.2 Through Our Support Team

If you need assistance, purchased through alternative payment methods, or are outside the platform refund window:

Response Time: We aim to respond within 48-72 business hours.

10. How to Cancel Your Subscription

Important: Deleting the App does NOT cancel your subscription. You must cancel through your device's subscription settings or payment provider.

10.1 Cancel on iOS (iPhone/iPad)

  1. Open the Settings app on your device

  2. Tap your name at the top (Apple ID)

  3. Tap "Subscriptions"

  4. Find and tap "Caribbean Radio"

  5. Tap "Cancel Subscription" and confirm

10.2 Cancel on Android

  1. Open the Google Play Store app

  2. Tap your profile icon

  3. Tap "Payments & subscriptions" > "Subscriptions"

  4. Find and tap "Caribbean Radio"

  5. Tap "Cancel subscription" and follow the instructions

10.3 Cancel Alternative Payment Subscriptions

For subscriptions purchased through Stripe, PayPal, Razorpay, or other payment methods:

We will process your cancellation within 24-48 hours and send confirmation.

10.4 After Cancellation

After canceling, you will retain access to Premium features until the end of your current billing period:

No further charges will be made after cancellation.

11. Refund Processing Timeline

Platform/Method

Review Time

Refund Credit Time

Google Play

1-4 business days

3-5 business days after approval

Apple App Store

5-10 business days

Varies by payment method

Stripe

2-5 business days

5-10 business days after approval

PayPal

2-5 business days

3-5 business days after approval

Razorpay

3-7 business days

5-10 business days after approval

Other methods

5-10 business days

7-14 business days after approval

Live Events

3-7 business days

5-10 business days after approval

Note: Refunds are credited to the original payment method. Credit card refunds may take an additional billing cycle to appear on your statement.

12. Subscription Refunds and Prorating

12.1 No Prorated Refunds for Voluntary Cancellation

If you voluntarily cancel your subscription, you will not receive a refund for any unused portion of the current billing period. Your access to Premium features will continue until the end of the paid period.

Examples:

12.2 When Prorated Refunds May Apply

12.3 Subscription Tier Changes

13. Exceptions and Special Circumstances

13.1 Technical Issues (Full Refund)

If the App consistently fails to function on your device due to technical issues on our end, and our support team cannot resolve the issue within a reasonable timeframe (typically 7 days), you may be eligible for a full refund of your most recent subscription payment.

13.2 Billing Errors (Correction + Refund)

If you were charged incorrectly (wrong amount, duplicate charges, wrong tier, etc.), we will correct the error and refund any overcharges promptly.

13.3 Unauthorized Charges (Full Refund)

Verified unauthorized charges will be fully refunded. You may need to provide documentation or work with your bank/payment provider to verify the unauthorized nature of the charge.

13.4 Premium Features Not Working

If you have an active Premium subscription but:

Contact support@nuvisionmedia.org immediately. We will troubleshoot the issue and, if unable to resolve, offer a full refund or account credit.

13.5 Hardship Cases

In exceptional circumstances (e.g., medical emergencies, natural disasters, financial hardship), we may consider refund requests outside our standard policy. Contact support@nuvisionmedia.org to discuss your situation. All hardship requests are reviewed confidentially.

14. Regional Consumer Rights

14.1 European Union

EU consumers have a 14-day "cooling-off" period for online purchases under the Consumer Rights Directive. However, this right may be waived when you begin using digital content with your express consent. Platform-specific terms apply to app store purchases.

14.2 United Kingdom

UK consumers are protected by the Consumer Rights Act 2015. Digital content must be of satisfactory quality, fit for purpose, and as described. You may be entitled to a refund if digital content does not meet these standards.

14.3 Australia

Australian consumers have rights under the Australian Consumer Law. If goods or services have a major problem, you are entitled to a refund or replacement. Our refund policy does not exclude, restrict, or modify consumer guarantees under Australian law.

14.4 India

Indian consumers are protected under the Consumer Protection Act, 2019. For purchases made through Razorpay or other Indian payment methods, you have rights to refunds for defective services or services not rendered as promised.

14.5 Caribbean Jurisdictions

Consumers in Jamaica, Trinidad and Tobago, Barbados, Bahamas, and other Caribbean nations have consumer protection rights under their respective local laws. This policy does not limit any statutory rights you may have.

14.6 Other Jurisdictions

This policy does not limit any consumer rights you may have under the laws of your jurisdiction. If local laws provide greater protection, those laws will apply.

15. Contact Information

For refund inquiries or assistance:

Response Time: 48-72 business hours

For urgent billing issues: Include "URGENT" in your email subject line for priority handling.

— End of Refund Policy —